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Selection Criteria

Selection Criteria

Habitat uses three criteria to determine whether or not a family is ready to take part in the homeownership program.

  • Need

    Families often need a home because their current housing isn't viable. It may be overcrowded, too expensive, structurally unsound, or located in a dangerous neighborhood.

  • Ability to pay

    You must be able to afford a monthly mortgage payment. See the chart below for some guidelines.

  • Willingness to partner

    Habitat homeowners work on their own homes as well as homes for others.

Income Guidelines

Habitat offers its program to families in specific income ranges, adjusted for the number of persons in your family. Income includes wages, SS, disability, SSI, TANF and child support. For our local Habitat, your total yearly gross household income must fall within the posted ranges below.

Family Size Minimum Maximum
One 12,800 25,600
Two 14,650 29,300
Three 16,500 32,950
Four 18,300 36,600
Five 19,800 39,550
Six 21,250 42,500
Seven 22,950 45,400
Eight 24,600 48,300

If your income is within this range, you may be considered to become a Habitat applicant. (Income Guidelines as of April, 2018.)

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